7 Floor Plan Examples (Tested Over 30 Years)

Finding the right home design can be a thrilling journey. Homeowners usually look for floor plans that fit their lifestyle and provide generous space for their family, and there’s a world of possibilities out there.

When you browse through house plans, you'll see a variety of architectural styles ranging from craftsman houses with charming details to farmhouse styles that offer a homely, inviting feel.

You can use any of these floor plans for inspiration when building your dream home. Each combines a practical layout with beautiful design, and has been tested in multiple homes over the course of 30 years.

As you explore our different floor plans, you’ll find options that have been customized to meet different needs. Whether it's more bedrooms for a growing family or a cozy lower level for a quiet retreat, Dunn & Stone Builders is ready to provide you with a design that fits your lifestyle.

Read on to discover seven variations on our most popular floor plans and what makes each as functional as it is unique.

1. Drake Elm 2515

The Drake Elm 2515 layout is a standout in our collection of example floor plans. This compact design is perfect for homeowners who value open family spaces with practical layouts.

The primary suite is on the right side, featuring a spacious bath and closet that provide a private retreat within the home.

On the left side, you’ll find two more bedrooms, separated by a pool bath and a regular bath that offers convenience and privacy for family members (or guests).

The kitchen has an island and casual dining area. It's also centrally located, which allows for easy meal prep and big family gatherings.

Near the foyer, there's a study room that offers a functional and quiet space for work or reading.

The home also includes a two-car garage with mud hall access that makes it convenient for everyday use while boosting the home’s curb appeal.

At Dunn & Stone Builders, we love blending practicality with style, and the Drake Elm 2515 floor plan does just that. It's designed to meet the needs of any modern family.

If you’re building your dream home or seeking inspiration from our house designs, this floor plan is a great choice for creating a space that feels both comfortable and luxurious.

Standout Features:

  1. Compact design with a focus on open family spaces.
  2. Primary suite located on the right side, featuring a spacious bath and closet.
  3. Two additional bedrooms on the left side, separated by a pool bath and regular bath.
  4. Kitchen with an island and casual dining area, centrally located.
  5. Study room near the foyer.
  6. Attached garage with mud hall access.

Floor plan for Drake Elm 2515

2. Drake Elm 3365

The Drake Elm 3365 design has a larger layout compared to the Drake Elm 2515 floor plan. It offers multiple distinct living areas designed to meet the diverse needs of larger families.

This house plan includes a media room near the casual dining area, perfect for family movie nights or entertaining guests.

The kitchen and family room are separate, allowing for more defined spaces within the home.

And the primary suite in this floor plan is impressive. It features a private bath and an extensive closet space.

The master suite offers a relaxing retreat for homeowners that elevates the overall comfort of the home to the next level. There's also a dedicated desk nook next to the foyer, which is ideal for anyone who needs a quiet space for work or study.

The first floor also has three additional bedrooms, each with access to nearby bathrooms.

This setup is perfect for a growing family where everyone needs access to their own private space. The attached garage includes an optional mud hall and pantry that adds to convenience.

This floor plan also features massive windows that allow natural light to flood the interior. The result is a bright and airy atmosphere that almost makes you feel like you're lounging outdoors.

A spacious layout and thoughtful design make the Drake Elm 3365 a great choice for a solid compromise between practicality and style. 

Standout Features:

  1. Larger layout with multiple distinct living areas.
  2. Includes a media room near the casual dining area.
  3. Separate kitchen and family room spaces.
  4. Primary suite with a private bath and extensive closet space.
  5. Dedicated desk nook adjacent to the foyer.
  6. Three additional bedrooms, each with access to nearby bathrooms.
  7. Attached garage with optional mud hall and pantry.

Floor plan for Drake Elm 3665

3. Drake Elm 3981

Drake Elm 3981 takes home design to the next level with an expansive layout and plenty of thoughtful details.

Unlike the Drake Elm 2515 and 3365, this floor plan comes with an expansive family room that has a high hearth fireplace to create a cozy and welcoming focal point for the entire home.

The casual dining space connects directly to the kitchen and porch, which makes it perfect for both everyday meals and special gatherings.

One feature that makes this floor plan unique is the game room. It includes its own bathroom and utility access, so it's an ideal space for entertainment and relaxation without interruptions.

The primary suite in the Drake Elm 3981 floor plan is designed with luxury in mind. It includes a spacious closet and a direct connection to the primary bath, so homeowners have a private and comfortable retreat with total privacy.

The four additional bedrooms each come with their own designated bath for convenience (and privacy) for all family members.

One of the highlights of this floor plan you'll also see in the Drake Elm 3365 design is the inclusion of large windows throughout the home.

These allow create bright and airy spaces that make the home feel spacious and warm. The attached garage also comes with a large storage area that adds to the home’s appeal.

Standout Features:

  1. Expansive family room with high hearth fireplace.
  2. Casual dining space connected to the kitchen and porch.
  3. Game room with its own bathroom and utility access.
  4. Primary suite with a spacious closet and a direct connection to the primary bath.
  5. Four additional bedrooms, each with its own designated bath.
  6. Attached garage with large storage area.

Floor plan for Drake Elm 3981

4. Post Oak 3608

The Post Oak 3608 floor plan is a standout with a spacious, versatile design. Unlike the Drake Elm models, this floor plan features a more open layout with a central family room that offers a cohesive space where family members can gather and connect.

The central family room serves as the heart of the home with a comfortable area for relaxation and entertainment.

Another notable feature of this house plan is the rear porch area with a cathedral ceiling.

This outdoor space extends the living area to offer a perfect spot for enjoying fresh air and outdoor dining.

Adjacent to the family room, you'll find a game room, which always adds an element of fun for the kids. This room can be used for just about any activity. Whether you need an art studio, home theater, or video game setup, you can customize it to match your vision and lifestyle.

The Post Oak 3608 layout includes three additional bedrooms, each with dedicated bath access. This ensures that everyone in the family has their own private space, and nobody lacks when it comes to comfort and convenience.

Near the foyer, there's also a formal study that offers a quiet and functional area for work or reading.

The utility/pantry combo room connects to the kitchen to maximize functionality. It provides tons of storage space and makes it easy to keep the kitchen organized.

The attached garage fits multiple vehicles while providing additional storage options as well.

Standout Features:

  1. Open floor plan with a central family room.
  2. Rear porch area with cathedral ceiling.
  3. Game room adjacent to the family room.
  4. Three additional bedrooms with dedicated bath access.
  5. Formal study near the foyer.
  6. Utility pantry combo room connected to the kitchen.
  7. Attached garage with ample space.

Floor plan for Post Oak 3608

5. Post Oak 3641

The Post Oak 3641 floor plan stands out with a large family room and a second-floor living area that provides plenty of space for family activities and relaxation.

The covered balcony is easy to access from the game room. Plus it's perfect for enjoying the outdoors without leaving the comfort of your home.

The back porch has a double-whammy cathedral ceiling that makes outdoor gatherings even more enjoyable.

Then there's the primary suite, which is designed to impress. It features a pop-up ceiling that adds elegance and spaciousness to the master bedroom.

And for those who need a quiet place to work or study, there’s a small desk nook conveniently located under the stairs.

This floor plan also includes three additional bedrooms, each with easy access to nearby bathrooms. The attached garage offers a huge amount of storage space and fits two cars, so it's ideal for families who need room for vehicles.

The Post Oak 3641 showcases an impressive architectural style with large windows that let in plenty of natural light. Whether you’re hosting a dinner in the dining room or relaxing on the patio, this floor plan is designed to meet your needs and surpass expectations.

Standout Features:

  1. Features both a family room and a second-floor living area.
  2. Covered balcony with access from the game room.
  3. Back porch with double whammy cathedral ceiling.
  4. Primary suite with a pop-up ceiling.
  5. Small desk nook under the stairs.
  6. Three additional bedrooms with easy bathroom access.
  7. Attached garage with extensive storage space.
Floor plan for Post Oak 3641

6. Post Oak 4331

The Post Oak 4331 variation offers a super spacious layout. It's an excellent option for those who value ample living space and elegant design.

This floor plan is perfect for large families or anyone who loves to entertain. It comes with multiple large rooms to give everyone plenty of space. With this layout, your family will never feel like they're stepping on each others' toes – even when you have guests over.

One of our favorite parts of the Post Oak 4331 layout is its impressive game room and additional family room. Both of these spaces bring endless opportunities for fun and relaxation. Whether you're hosting a game night or enjoying a movie with family, you can customize these rooms to create the ideal setting.

The kitchen is designed around convenience, and features a pantry and mud hall right next to it. This setup makes meal prep and storage super convenient and efficient.

The large casual dining area connects to the kitchen for family meals and gatherings to make the space feel extremely welcoming.

Then there's the primary suite, which is a true retreat. It boasts a tray ceiling that makes the master bedroom feel fit for a king.

Outdoor living is also a major focus in this floor plan. The extensive porch and rear porch areas offer plenty of space for outdoor activities and enjoying the fresh air. Perfect for entertaining guests or simply relaxing and reading a book.

Standout Features:

  1. Very spacious layout with multiple large rooms.
  2. Game room and additional family room space.
  3. Pantry and mud hall adjacent to the kitchen.
  4. Large casual dining area connected to the kitchen.
  5. Primary suite with a tray ceiling.
  6. Extensive porch and rear porch areas.
  7. Attached garage with space for multiple vehicles.

Floor plan for Post Oak 3641

7. Texas Ash 3046 - 1371

The Texas Ash 3046 - 1371 floor plan stands out with a unique design that features two distinct family rooms, making it one of the best choices for families who need extra space to host guests.

The main house has plenty of room for everyday living, while the additional living space is flexible and private for long visits from extended family.

The primary suite includes an extensive closet and bath area are super spacious and luxurious. The family room has a high hearth that serves as a cozy gathering spot for family and friends.

There's also a formal study near the front porch that acts as a quiet space for work or reading.

The main house includes two additional bedrooms, so everyone in the family has their own space. Then the secondary living space has its own game room and bedroom.

This setup is perfect for guests, in-laws, or even older children who need a bit more independence.

Each living space in this layout comes with its own kitchen and family area. That means that all occupants have access to everything they need without feeling cramped. In a nutshell, the layout of this floor plan is as practical as it is stylish.

Large windows throughout the whole home let natural light to pass into the interior. The result is a super bright and welcoming living space.

This floor plan's architectural style blends elements of a craftsman house and a farmhouse style to create timeless appeal.

Outdoor living is well accommodated too. You get a spacious porch that’s perfect for relaxing or entertaining, and the attached garage offers additional storage space.

Standout Features:

  1. Two distinct living areas: a main house and an additional living space.
  2. Primary suite with an extensive closet and bath area.
  3. Family room with a high hearth.
  4. Formal study near the front porch.
  5. Two additional bedrooms in the main house.
  6. Game room and additional bedroom in the secondary living space.
  7. Separate kitchens and family areas for each living space.

Floor plan for Texas Ash 3046 - 1371

Find The Perfect Floor Plan For Your Family Needs

These seven example floor plans show the variety and versatility in our designs at Dunn & Stone Builders.

Each plan comes with unique features like spacious great rooms and elegant master suites, so you know there's something to fit your family's needs.

Our home designers have spent hundreds of hours crafting these layouts to provide the style and functionality you need to make your dream home a reality, and we've used them in hundreds of custom homes over the course of three decades to make sure they're as livable as they are elegant.

If you're ready to start building a custom home with Dunn & Stone Builders, check out our complete list of floor plans to see everything we have to offer. Whether you're drawn to the cozy charm of a craftsman house or the inviting feel of a farmhouse style, these floor plans can be applied to a range of architectural designs that meet different tastes and lifestyles.

We understand that choosing the right floor plan is one of the most important steps in building your new home. And our team is here to guide you through the process. With our expertise, you can feel confident that your home will be a perfect blend of beauty and practicality.

Ready to start your journey toward your dream home? Schedule a free consultation to learn about our full range of home designs. Let us help you turn your dreams into reality with a home that you'll love for years to come.

Company
Liberty Home Guard
American Home Shield
First American Home Warranty
Cinch Home Services
Old Republic Home Protection
HomeServe
Choice Home Warranty
Home Warranty Of America
Texas Coverage?
✅ Yes
✅ Yes
✅ Yes
✅ Yes
✅ Yes
✅ Yes
✅ Yes
✅ Yes
Covers Major Home Systems & Appliances?
✅ Yes
✅ Yes
✅ Yes
✅ Yes
✅ Yes
✅ Yes (via separate plans)
✅ Yes
✅ Yes
Monthly Premium
Starts at $49
Starts at $39
Starts at $42
Starts at $35
Starts at $45
Starts at $7
Starts at $35
Start at $46
Service Fee
Typically $75–$125
$100–$125 (customer selects at sign-up)
$75–$125
$100–$150 (customer selects at sign-up)
Typically $100
$0–$100 depending on plan
$85 (fixed)
$50-$100
Typical Response Time
24–48 hours
Varies (reports range from 24 hours to multiple weeks)
Often within 24 hours
Often within 24 hours
Varies by region
Varies by location
Varies by region
48 hours
Average Rating
4.6/5.0 on Trustpilot (5,000+ reviews)
4.2/5.0 on Trustpilot (12,000+ reviews)
4.0/5.0 on Trustpilot (16,000+ reviews)
4.1/5.0 on Trustpilot (4,000+ reviews)
4.1/5.0 on Trustpilot (13,000+ reviews)
4.4/5.0 on Trustpilot (1,000+ reviews)
4.0/5.0 on Trustpilot (49,000+ reviews)
3.9/5.0 on Trustpilot (2,000+ reviews)
Pros
  • Dual AC coverage in the base plan, ideal for Texas heat
  • High customer satisfaction
  • Over 30 add-ons for extra coverage
  • Mobile app and live chat support
  • No maintenance history required for claims
  • Covers appliances and systems of any age
  • Offers coverage for preexisting conditions
  • Mobile app allows you to request service anytime, anywhere
  • High coverage limits ($7,000 for appliances, unlimited for systems)
  • Claims often resolved within 24 hours
  • Optional upgrade covers issues related to poor installation
  • Budget-friendly plans start at $35/month
  • $500 homeowners insurance deductible reimbursement
  • 180-day workmanship guarantee, longest on this list
  • Covers rust, corrosion, and unknown pre-existing conditions
  • Great for normal wear and tear on HVAC, electrical, and plumbing
  • Straightforward plans
  • Lower-than-average service request fees
  • Several plans come with no service fees
  • Highly flexible, system-specific plans tailored to your needs
  • Affordable entry pricing starts at $7/month for individual plans
  • Fixed $85 service fee helps homeowners budget confidently
  • Broad home warranty cover for HVAC, appliances, and more
  • Includes optional coverage for issues like roof leaks
  • Generous HVAC coverage, ideal for Texas heat
  • Transparent pricing, rare in the industry
  • Wide range of add-on options for upscale homes
Cons
  • Lower coverage limits on some repairs raise out-of-pocket repair costs
  • Some service fee options are unclear until you begin the sign-up process
  • Occasional complaints about delays in technician assignment
  • Higher premiums compared to more affordable plans
  • Few add-on coverage options
  • Some complaints of poor customer service and long claim resolution times
  • Less budget-friendly for cost-conscious homeowners
  • Limited add-on coverage selection
  • Does not cover pre-existing conditions, limiting protection for older homes
  • HVAC coverage not included in the “Repair Only” plan
  • No roof leak coverage
  • Higher service request fees than competitors
  • Limited add-on options
  • Comprehensive coverage requires stacking plans
  • Bundled options are confusing, not necessarily comprehensive
  • Frequent reports of claim denials
  • Mixed customer service reviews
  • Fewer added perks than competitors
  • Some customers report slow claim processing
  • Add-ons can raise the overall cost quickly if you're not careful

Our Top Pick: Liberty Home Guard

If you're looking for the best home warranty company in Texas, Liberty Home Guard stands out as the top choice in 2025. 

It’s not the cheapest option on the list, but it consistently ranks as one of the top home warranty providers thanks to its strong home warranty coverage, fast service, and unmatched flexibility.

Liberty’s plans are designed for real life in Texas, where dual air conditioning systems, major home systems, and high summer temps are the norm. 

It’s one of the few home warranty companies that includes coverage for two electric AC units in its standard plan.

What also sets Liberty apart is its level of customization. 

With over 30 add-on coverage options, homeowners can build a plan that fits their property perfectly, whether they need coverage for a septic system, a swimming pool, or extra laundry appliances. 

This kind of flexibility is rare among other home warranty companies.

It’s not just the coverage options that impress, though. 

Liberty earns high marks from home warranty customers for its responsiveness and customer service. 

You can manage your home warranty contract through their mobile app, which many Texas homeowners love for the convenience when filing a claim or tracking repairs.

Visit Liberty Home Guard's website to view plan details or explore Liberty Home Guard’s plans directly.

Quick Facts: Liberty Home Guard

Feature
Details
Texas Coverage
✅ Yes
Covers Major Home Systems & Appliances
✅ Yes
Monthly Premium
Starts at $49
Service Fee
Typically $75–$125
Typical Response Time
24–48 hours
Average Rating
4.6/5.0 on Trustpilot (5,000+ reviews)
Pros
  • Dual AC coverage in the base plan, ideal for Texas heat
  • High customer satisfaction
  • Over 30 add-ons for extra coverage
  • Mobile app and live chat support
Cons
  • Lower coverage limits on some repairs raise out-of-pocket repair costs
  • Some service fee options are unclear until you begin the sign-up process
  • Occasional complaints about delays in technician assignment

Runner Up: American Home Shield

Coming in close behind Liberty, American Home Shield ranks as one of the best home warranty providers in Texas for 2025. 

With over 50 years of experience and broad home warranty coverage that includes preexisting conditions, this provider has built a strong reputation among homeowners with older homes, aging heating systems, and major appliances.

In a 2025 This Old House survey, 44% of Texas homeowners selected American Home Shield as their current provider, making it one of the most widely used Texas home warranty companies.

Our favorite features is the $5,000 HVAC coverage cap per system, which is ideal for the Texas climate. The reason we love it is because A/C repairs are some of the most common (and expensive) home service calls made in the Houston area.

Quick Facts: American Home Shield

Feature
Details
Texas Coverage
✅ Yes
Covers Major Home Systems & Appliances
✅ Yes
Monthly Premium
Starts at $39
Service Fee
$100–$125 (customer selects at sign-up)
Typical Response Time
Varies (reports range from 24 hours to multiple weeks)
Average Rating
4.2/5.0 on Trustpilot (12,000+ reviews)
Pros
  • No maintenance history required for claims
  • Covers appliances and systems of any age
  • Offers coverage for preexisting conditions
  • Mobile app allows you to request service anytime, anywhere
Cons
  • Higher premiums compared to more affordable plans
  • Few add-on coverage options
  • Some complaints of poor customer service and long claim resolution times

Other Great Home Warranty Companies In Texas

While Liberty Home Guard and American Home Shield earned our top spots, they’re not the only Texas home warranty companies worth your attention. 

Several other home warranty providers offer solid coverage, competitive pricing, and reliable service. 

If you're looking for alternatives that still deliver great value and protection for your covered home systems, the options below are absolutely still worth considering.

First American Home Warranty

While it’s a bit pricier than some affordable plans (with monthly premiums starting at $42), First American Home Warranty makes up for it with higher coverage limits and solid protection for both major appliances and covered systems. 

This is especially appealing to owners of high-end homes in Houston.

Some plans offer up to $7,000 in appliance coverage and unlimited HVAC system coverage, which is what makes this company a strong contender for anyone who wants broad, comprehensive coverage (as long as you’re willing to pay a little more for it).

One standout feature is the First American Advantage upgrade, which adds protection for poor installation issues not always covered under standard home warranty plans.

Quick Facts: First American Home Warranty

Feature
Details
Texas Coverage
✅ Yes
Covers Major Home Systems & Appliances
✅ Yes
Monthly Premium
Starts at $42
Service Fee
$75–$125
Typical Response Time
Often within 24 hours
Average Rating
4.0/5.0 on Trustpilot (16,000+ reviews)
Pros
  • High coverage limits ($7,000 for appliances, unlimited for systems)
  • Claims often resolved within 24 hours
  • Optional upgrade covers issues related to poor installation
Cons
  • Less budget-friendly for cost-conscious homeowners
  • Limited add-on coverage selection
  • Does not cover pre-existing conditions, limiting protection for older homes

Cinch Home Services

Cinch Home Services is a strong option for Texas homeowners looking for affordable plans with practical extras. 

With monthly premiums starting at just $35, Cinch is one of the most budget-friendly providers on this list. 

But don’t let the price fool you. It packs in value that rivals bigger names.

One standout feature is its $500 homeowners insurance deductible reimbursement, included with its Complete Home Plan.

 That alone sets it apart from most home warranty coverage options. 

It also covers damage from rust and corrosion, which many home warranty companies exclude despite its usefulness in humid areas like Houston.

Cinch also offers a 180-day workmanship guarantee, six times longer than the industry norm That’s one of the best repair guarantees in today’s market.

Quick Facts: Cinch Home Services

Feature
Details
Texas Coverage
✅ Yes
Covers Major Home Systems & Appliances
✅ Yes
Monthly Premium
Starts at $35
Service Fee
$100–$150 (customer selects at sign-up)
Typical Response Time
Often within 24 hours
Average Rating
4.1/5.0 on Trustpilot (4,000+ reviews)
Pros
  • Budget-friendly plans start at $35/month
  • $500 homeowners insurance deductible reimbursement
  • 180-day workmanship guarantee, longest on this list
  • Covers rust, corrosion, and unknown pre-existing conditions
Cons
  • HVAC coverage not included in the “Repair Only” plan
  • No roof leak coverage
  • Higher service request fees than competitors

Old Republic Home Protection

Old Republic Home Protection keeps things simple. And that’s exactly why many Texans love it.

If you’re the kind of homeowner who wants a no-fuss plan that covers the essentials, this provider might be your best bet.

Their home warranty plans focus squarely on major systems and important appliances (the things that typically break and cost the most to fix).

Customization is limited, but the tradeoff is a more straightforward service agreement and lower out-of-pocket costs.

With monthly premiums starting at $45 and service fees around $100, Old Republic offers better-than-average value.

Quick Facts: Old Republic Home Protection

Feature
Details
Texas Coverage
✅ Yes
Covers Major Home Systems & Appliances
✅ Yes
Monthly Premium
Starts at $45
Service Fee
Typically $100
Typical Response Time
Varies by region
Average Rating
4.1/5.0 on Trustpilot (13,000+ reviews)
Pros
  • Great for normal wear and tear on HVAC, electrical, and plumbing
  • Straightforward plans
  • Lower-than-average service request fees
Cons
  • Limited add-on options

HomeServe

HomeServe offers a different take on home warranty coverage in Texas, and it works well for homeowners who want low service fees and highly targeted protection. 

Instead of bundling everything into one plan, HomeServe allows you to pick and choose the covered systems you care about most, like plumbing, electrical, or HVAC.

To sweeten the deal, several of their plans have no service fees at all. 

That’s a massive advantage if you’re looking to reduce out-of-pocket costs on normal wear repairs.

But because each system is covered under a separate plan, achieving full comprehensive coverage can get pricey. 

You may need to purchase multiple plans to match the kind of protection you’d get from bundled providers like Liberty or options found on American Home Shield’s website.

Quick Facts: HomeServe

Feature
Details
Texas Coverage
✅ Yes
Covers Major Home Systems & Appliances
✅ Yes
Monthly Premium
Starts at $7
Service Fee
$0–$100 depending on plan
Typical Response Time
Varies by location
Average Rating
4.4/5.0 on Trustpilot (1,000+ reviews)
Pros
  • Several plans come with no service fees
  • Highly flexible, system-specific plans tailored to your needs
  • Affordable entry pricing starts at $7/month for individual plans
Cons
  • Comprehensive coverage requires stacking plans
  • Bundled options are confusing, not necessarily comprehensive

Choice Home Warranty

With one of the most affordable home warranty plans in Texas, Choice Home Warranty offers monthly premiums starting at $35 and a predictable, fixed $85 service fee. 

It’s a budget-friendly option for homeowners who want wide home warranty coverage without a complicated pricing model.

Choice’s plans cover both HVAC systems and major appliances, and they include extras that other low-cost providers skip like limited roof leak coverage.

It’s a strong fit for value-seekers who still want protection for high-cost repairs.

However, Choice’s reputation comes with a caveat. 

Despite its large customer base (49,000+ reviews on Trustpilot), it has received criticism for poor customer service and claim denials more frequently than top competitors.

Quick Facts: Choice Home Warranty

Feature
Details
Texas Coverage
✅ Yes
Covers Major Home Systems & Appliances
✅ Yes
Monthly Premium
Starts at $35
Service Fee
$85 (fixed)
Typical Response Time
Varies by region
Average Rating
4.0/5.0 on Trustpilot (49,000+ reviews)
Pros
  • Fixed $85 service fee helps homeowners budget confidently
  • Broad home warranty cover for HVAC, appliances, and more
  • Includes optional coverage for issues like roof leaks
Cons
  • Frequent reports of claim denials
  • Mixed customer service reviews
  • Fewer added perks than competitors

Home Warranty of America

Home Warranty of America (HWA) offers plans designed for both homeowners and real estate professionals, which makes it a versatile choice for a wide range of Texans. 

Known for its transparent pricing and solid HVAC coverage, HWA is a wise pick for those living in hotter climates like Houston where AC systems get put to the test.

Plans start at $46/month, and coverage includes major appliances and systems, with HVAC protection capped at $5,000. 

While the base pricing is competitive, be aware that add-on options can increase costs quickly, especially if you’re customizing coverage for a high-end or custom-built home.

Quick Facts: Home Warranty of America

Feature
Details
Texas Coverage
✅ Yes
Covers Major Home Systems & Appliances
✅ Yes
Monthly Premium
Start at $46
Service Fee
$50-$100
Typical Response Time
48 hours
Average Rating
3.9/5.0 on Trustpilot (2,000+ reviews)
Pros
  • Generous HVAC coverage, ideal for Texas heat
  • Transparent pricing, rare in the industry
  • Wide range of add-on options for upscale homes
Cons
  • Some customers report slow claim processing
  • Add-ons can raise the overall cost quickly if you're not careful

How We Picked The Top Home Warranty Companies Of 2025

Companies with the best home warranties in Texas respond quickly, partner with licensed local contractors, and actually follow through on their repair guarantees.

Here’s the criteria we used to build our list of the top home warranty companies in 2025. The companies on the list needed to meet at least 4 of 5 of these requirements in order to make the list.

Must cover critical systems and appliances

Texas homeowners face unique challenges due to the climate. Houston’s heat and humidity put a serious strain on air conditioning systems, plumbing, and electrical systems, which means warranties that skip these aren’t worth your time.

In fact, in a recent 2025 survey by Texas Homeowner Trends, 63% of respondents ranked air conditioning coverage as their top priority when choosing a home warranty in Texas.

Builders also care. They want home warranty companies that cover the systems and appliances they install to avoid post-sale arguments over repairs.

Must be priced for Texas homeowners

We only selected companies whose plans fall within the average home warranty cost range for Texas in 2025. That’s between $52 and $80 per month. 

This range reflects pricing for the Houston area, which is one of the state’s most active homebuilding markets.

Plans that are too cheap often have low coverage limits. Plans that are too expensive may not offer enough value for what they charge.

Must have strong online reviews

We only considered companies with an average customer satisfaction rating of at least 4 out of 5 stars across sites like Trustpilot.

High scores show how the company handles real-world problems and home warranty service issues effectively.

Must offer fast, reliable service within a maximum of 48 hours

Texas homes can’t afford to wait for repair when the AC unit breaks down in the middle of summer. 

Every company on our list offers quick service calls, a strong contractor network, and local availability for licensed repairs. 

The Bottom Line

There’s no one-size-fits-all when it comes to home warranty coverage in Texas, and that’s exactly why we created this guide. 

From dual AC unit coverage to low service fees and comprehensive plans with high coverage limits, each of the companies we reviewed brings something different to the table.

Here’s the short version:

  • Liberty Home Guard is our top pick for its flexibility, customer satisfaction, and coverage designed for Texas heat.
  • American Home Shield stands out for high HVAC caps and coverage for older homes with no maintenance records required.
  • And for those on a tighter budget or looking for niche protections, companies like Cinch, HomeServe, and First American still offer reliable service — even if they don’t hit every mark.

So which warranty fits your situation best?

Best For First-Time Homeowners: American Home Shield

First-time buyers often don’t know what could go wrong. 

AHS offers peace of mind with broad coverage, no maintenance history requirements, and helpful tech features like 24/7 service requests and live video chat support.

Best For Budget-Conscious Homeowners: Cinch Home Services

Starting at just $35/month, Cinch offers solid protection with extras like rust coverage and a $500 homeowners insurance deductible reimbursement. 

It’s a budget-friendly pick that still comes with a 180-day workmanship guarantee, which is one of the best in the business.

Best For Homeowners Who Want Total Coverage: Liberty Home Guard

With over 30 optional add-ons, dual AC unit coverage in the base plan, and a strong contractor network, Liberty is built for homeowners who want it all. 

It’s the best choice for anyone building a custom home or looking to cover systems that most providers skip.

If you’re building a new home in the Houston area, choosing the right home warranty company is only part of the equation. You also need a builder who cares about long-term quality, not just closing day.

At Dunn & Stone Builders, we partner with trusted home warranty providers and build every home with longevity in mind. 

Contact us today to talk about how we can help you bring your dream home vision to life.

Frequently Asked Questions

What Is The Best Home Warranty Company In Texas?

The best home warranty company in Texas is Liberty Home Guard. It offers fast service, strong customer satisfaction, and plans tailored to Texas homes, including dual AC coverage.

Which Home Warranty Providers Have The Highest Customer Satisfaction?

Liberty Home Guard and American Home Shield lead in customer satisfaction, with 4.5-star or higher ratings on review sites like Trustpilot and the Better Business Bureau.

What Does Home Warranty Coverage Typically Include?

Home warranty coverage usually includes major systems like HVAC, plumbing, and electrical, plus key appliances such as refrigerators, ovens, and washers.

Are All Home Warranty Plans Available In Texas?

No, not all home warranty plans are available in Texas. Only licensed Texas home warranty companies can offer coverage in the state.

Which Home Warranty Companies Offer The Best Repair Guarantee?

Cinch Home Services offers the best repair guarantee, with a 180-day workmanship guarantee that’s six times longer than the industry standard.

How Do I Choose Between Different Home Warranty Providers?

Look for providers with fast service times, high customer satisfaction, competitive pricing, and strong coverage for systems common in Texas homes.

What Should I Look For In Home Warranty Plans For Texas?

Look for home warranty plans that include HVAC, plumbing, and electrical systems, offer reasonable monthly rates, and have a solid contractor network for quick repairs.

Related Posts